When it comes down to the country that can lay claim to the largest group of insurers, the United States isn't atop the list. A.M. Best released its annual rankings of the top 25 global insurers—both by total assets and net written premiums—and while America is well represented on both lists, it's behind Japan an other European insurers in both categories.

The world's largest insurer, measured by assets, is Japan Post Insurance Co., which reported 2009 year-end assets of $1.1 trillion, A.M. Best found. Japan Post is also the fourth-largest insurer worldwide based on net written premiums, at $81 billion for the same year. When looking at net premiums, the world's largest insurer is France-based Axa S.A., with $116,475,691.

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