When it comes to data standards, Dave Pratt, Progressive’s general manager of usage-based insurance, is most interested in Google’s Open Automotive Alliance, an effort to create a data standard for automotive data.

“We don’t think the [wider adoption of ACORD's telematics data] standards will affect Progressive much at all because, as the innovator in usage-based insurance, we built all of our systems from scratch,” Pratt says. “We’ve already got systems that work well and collect that data, so we are not that concerned about standards.”

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