Climate change

Flood Re, a state-backed insurance program, now plans to "layer up" on cat bonds, said Chief Executive Officer Perry Thomas.

PacifiCorp has been lobbying across multiple states for laws that would effectively cap payouts to fire victims.

Imagine what a consortium of insurers, state and local governments, community leaders and technology providers could do working together.

The majority of insurance professionals responding to a predictions survey said they are expecting an increase in the frequency and severity of major climate events this year.

Insurance deserts are areas in which consumers and businesses struggle to pay for or secure coverage

About half a million Indian women now have access to employment insurance against extreme heat, according to Hillary Clinton, who backed an initiative to promote such protections.

Investors in catastrophe bonds are seeing a decline, according to an analysis by reinsurer Swiss Re.

A collection of stories related to the climate crisis from 2025.

Without coverage, mortgage lenders could refuse to back home sales. Also, separate wildfire coverage could fall to the public sector.

A new analysis by RMI suggests that the current methods for counting damages from power outages means we are likely undercounting its impact.

Nvidia Corp. is offering new open-source software and models designed to help governments and businesses more easily use artificial intelligence and complex data to build their own weather forecasting systems.

U.S. homeowners are concerned about climate and insurance costs, according to Kin's Homeownership Trends Report.

AIG CEO Peter Zaffino to transition to executive chair and Eric Andersen named president and CEO-elect; InnSure launches climate risk incubator platform, plus more insurtech news.

Digital Insurance contacted insurance professionals to comment on the climate crisis and natural disasters.

Since the 1990s, American homes have been systematically underinsured in the event that they are completely destroyed.

The finance industry is relying on climate models that understate the speed at which temperatures are rising, according to a study by Britain's main association of actuaries.

Insured losses for so-called non-peak perils — also sometimes referred to as secondary perils — reached a record $98 billion last year, Munich Re said in a report released on Tuesday.

The impact of extreme weather remains top of mind for many, with a majority of homeowners citing it as a factor behind purchase or relocation considerations.

Three U.S. senators opened an inquiry into insurance ratings firm Demotech and whether its assessments may be exposing taxpayers to growing risks tied to climate-driven insurer failures.

A California realtors group reportedly pressured the real estate site to stop displaying climate risk scores for homes. The private provider of the scores defended the quality of its models and ratings, while consumer advocates called for standardized, publicly available climate risk data about homes for buyers.