Risk

Insurance deserts are areas in which consumers and businesses struggle to pay for or secure coverage

Investors in catastrophe bonds are seeing a decline, according to an analysis by reinsurer Swiss Re.

Errors, bias and fraud are being magnified by AI.

AXIAN Group, a pan-African conglomerate spanning telecommunications, energy, real estate, fintech and financial services, is expanding into insurance underwriting.

When AI is simply layered on top of policy-centric platforms, batch-based processes, and siloed data models, it inherits their limitations.

Digital Insurance contacted insurance professionals to comment on the climate crisis and natural disasters.

The finance industry is relying on climate models that understate the speed at which temperatures are rising, according to a study by Britain's main association of actuaries.

Traditional factors like artificial intelligence, cybersecurity and business interruption highlight what's on business executives' risk radar in 2026.

Experts discuss what new and emerging risks to look out for in 2026.

Enterprises are adopting agentic AI that plans and executes on its own while compounding errors, accountability gaps and cyber risk. Clear safeguards and auditability are critical.

As fraudulent claims evolve, so do the defenses against them. Here are four common fraud claims and how to combat them.

AI may be accelerating and scaling digital crime, but the same underlying technology is poised to advance cybersecurity intelligence and strengthen defenses.

Successful risk management pairs AI-driven efficiency with human insight and aligns digital initiatives with strategic business goals.

New technologies are helping insurers practice ESG principles in a real and meaningful way.

Michelle Worrall, Global Director of Insurance Product for Resilience, focuses on AI and data privacy, its impact on cybersecurity, and the implications of AI legislation.

Global challenges demand coordinated international action and smarter regulation.

Insurance has always been about helping people survive the unexpected and that survival has never been more vital and complex.

Breaches are a matter of when, not if they will occur, and businesses can take key steps to mitigate their risk.

The first time a significant catastrophe occurs, it's a black swan, and then it becomes part of the operating environment for risk management.