Risk

Jeff Gill, EY Americas insurance sector leader, shared insights with Digital Insurance.

The primary objective of Solvency II was to create a risk-based regulatory framework.

Social media posts, leaked PII and reused passwords leave executives vulnerable to bad actors.

Business interruption and climate change are two risks companies are watching in 2025.

As many as 60% of executives believe security threats pose the greatest geopolitical risk.

To keep pace with emerging risks, insurers must carefully identify which technologies can truly mitigate risk and reduce losses.

Even the most-sophisticated scientific models fail to capture all the risk factors or properly account for the increasing impact of climate change.

Among the top risks cited by executives were cyber incidents, business interruption and the impacts from natural catastrophes.

When it comes to pricing property risk and assessing the impact of severe weather events, catastrophe models are the backbone of the process.

Raj Mohanty, a managing principal at Capco, shares with Digital Insurance key takeaways around the AI adoption gap.

Products belonging to Amynta Group's newly acquired Crum & Forster platform included coverage aimed at protecting mortgage loan portfolios from borrower default.

The adoption of AI applications is creating a need for regulation to protect against bias, data privacy issues, cybersecurity and other risks.

AI and the evolution of social engineering risks are making it easier for bad actors to impersonate legitimate organizations to perpetrate scams.

Only 5% of homeowners in designated disaster-assistance areas were required to hold flood insurance, according to the Federal Housing Finance Agency's dashboard.

Digital Insurance contacted insurance professionals to comment on what they see for insurtech in 2025.

While insurers can't rebuild the grid, they are uniquely positioned to play an important role in mitigating these risks.

Digital Insurance reached out to insurance professionals for comments related to new and emerging insurance risks to watch in 2025.

California adopted a rule that aims to bolster access to home insurance in the state, after several major carriers retreated from the market amid growing risk of wildfires.

Digital Insurance reached out to insurance professionals for comments related to trends in P&C insurance.