The Latest

Sheer luck kept all but one hurricane from U.S. shores in 2025; one landfall in 2026 could devastate servicers.

AI redefines how risks are assessed, policies are priced and claims are managed.

Acord’s 2026 studied 500 carrier transactions and revealed shifts in deal intent.

Climate experts and insurance leaders discussed how the industry must treat extreme events not just with coverage, but also with technology, proactive mitigation and resilience, at the ClimateTech Connect conference.

Some small state regulators have as much resources as large ones, comparatively. Vermont is boosted by its captive insurance industry.

The market for such coverage could reach $10 billion in premiums in 2026, analysts led by Charles-Marie Delpuech and Patricia Kwan said in a note published Monday.

Some regulators from smaller states have relatively higher levels of resources by a budget to premiums metric.

Why technology alone doesn't drive transformation

Seemingly autonomous cars may have a human assistant providing remote support. The extent of this support remains unknown, despite a U.S. senator's inquiries, and this creates uncertainty for insurers.

"Wildfire risk is not just an occasional catastrophe, but a recurring cost embedded in the state's economy," said the report issued this week by the California Earthquake Authority.