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Representatives of both insurers and policyholders point out issues with market forces and challenges to addressing coverage costs.

Digital Insurance contacted insurance professionals to comment on the climate crisis and natural disasters.

AI is transforming underwriting and helping to automate different aspects while improving the customer and agent experience.

Since the 1990s, American homes have been systematically underinsured in the event that they are completely destroyed.

Fathom, acquired by Swiss Re in December 2023, provides flood hazard and terrain datasets that capture extreme outcomes.

The Hartford is opening a technology hub in Columbus, Ohio.

The finance industry is relying on climate models that understate the speed at which temperatures are rising, according to a study by Britain's main association of actuaries.

The most impactful data today is clean, structured, operational data collected across the entire policy lifecycle.

Traditional factors like artificial intelligence, cybersecurity and business interruption highlight what's on business executives' risk radar in 2026.

Governor Ron DeSantis and state officials attribute lower premiums for the state's home insurer of last resort, and lower home and auto premiums overall, to the state's tort reform instituted in December 2023.