InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Meet the insurtech

Meet the insurtech: Gild Insurance

Gild Insurance is on a mission to shake up the small business insurance industry with its constantly available online quote-to-bind services.

By Bob Violino
Contributing writer

March 22
Insurtech

Munich Re and Netradyne, Cambridge Mobile and Buckle: Insurtech partnerships

Also: Mercury Insurance's smart home program, more.

By Nathan Golia
Editor-in-Chief

March 18
Startup

The best 12 U.S. insurtech employers, according to Forbes

Forbes recently released its fourth annual list of America’s Best Startup Employers, which includes 12 insurtechs.

By Kaitlyn Mattson
Managing Editor

March 16
Meet the insurtech

Meet the insurtech: Nirvana Insurance

The company announced the launch of its first offering in February, a telematics-based platform that is designed to modernize commercial fleet insurance by using vast amounts of driving data gathered from sensors on trucks.

By Bob Violino
Contributing writer

March 15
Digital Transformation

Movinx CEO Q&A: Embedded, global mobility insurance

Digital Insurance received responses via email from Dr. Caro Gabor, CEO of Movinx, a global insurtech platform and a joint venture between Swiss Re and Daimler Insurance Services. Dr. Gabor discusses Movinx, auto industry trends and embedded insurance.

By Kaitlyn Mattson
Managing Editor

March 14
Workforce management

Bindable, Fenris, more insurtech people moves

Also: Sandbox Insurtech Ventures, Vesttoo.

By Nathan Golia
Editor-in-Chief

March 14
InsureThink How women in insurtech can maximize mentoring

The best ways to leverage relationships to advance in the C-suite aren't always encapsulated by corporate programs.

March 9

Jennifer Overhulse

St. Nick Media Services

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.