InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Insurance

Roundup: Zurich names group chief data officer, Farmers debuts in North Carolina

In other news: Breeze's new hire; Guidewire acquires HazardHub; New York Life partners with Empathy.

By Kaitlyn Mattson
Managing Editor

August 26
Insurance

Consumers trust incumbent insurers over insurtech startups

Consumers still trust established traditional insurance companies over newer insurtech startups. A majority of respondents said they would prefer to buy a policy from companies like AIG over startups like Lemonade.

By Kaitlyn Mattson
Managing Editor

August 24
Telematics

Roundup: Fabric hires former Allstate SVP; ADT app expands to crash detection

In other news: Nexar partners with New York’s Black Car Fund and Hannover Re collaborates with ExamOne.

By Kaitlyn Mattson
Managing Editor

August 19
Climate change

Insurers leverage AI, tech for wildfire risk analysis

Several companies are using artificial intelligence and data analytics to better map properties for coverage in potential high-risk wildfire areas.

By Jemma Stephenson
Summer reporting associate

August 18
Auto insurance

Motorcyclists can now save monthly with per-mile insurance

The insurance enables motorcyclists to customize their insurance all year round and pay for the time they ride instead of high predetermined rates.

By Nicquana Howard-Walls
Associate Editor

August 17
Meet the insurtech

Meet the insurtech: Guros

The company discovered three main problems in the insurance market in Mexico. One was that people, in general, lacked information about insurance plans, the potential benefits, and how they could save money in terms of healthcare, legal services, and other areas.

By Bob Violino
Contributing writer

August 16
InsureThink How COVID-19 accelerated life insurance distribution changes

Multi-channel approach integrated with product design holds the key to a new era of protection products.

August 13

Eva Goldstein

RGAX

Resources

he latest Accounting Today research and discussion:

Insurtech
Other Other 'Meet the Insurtech Leader' application form
Artificial Intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial Intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.