InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Insurtech

Usage-based insurance announcements from Wawanesa, Sapiens: Insurtech roundup

Also: Digital benefits enrollment in coronavirus's wake, core-systems replacement.

By Nathan Golia
Editor-in-Chief

October 1
Digital distribution

Coronavirus drives more consumers to consider big tech for insurance

Policyholders’ willingness to buy insurance from technology companies has increased from 2016 to 2020.

By Bob Violino
Contributing writer

September 22
Insurtech

Munich Re/Farmers Edge; Lincoln Financial Group/Policygenius: Roundup

Also: The Floow powers Mexican telematics rating engine, Betterment partners with Sure, more.

By Nicquana Howard-Walls
Associate Editor

September 21
Start-up funding

Furious comeback for insurtech funding keeps 2020 on a strong path

Despite a big dip in March and April, insurtech funding in the first half of 2020 is only 2% behind last year.

By Nathan Golia
Editor-in-Chief

September 17
MetLife

MetLife selects 10 insurtechs for accelerator program

The ten selected startups will work closely with MetLife leaders and Techstars mentors for the three-month program to develop, experiment and scale their ideas.

By Nicquana Howard-Walls
Associate Editor

September 16
Start-up funding

Indonesian insurtech picking up steam

PasarPolis offers microinsurance, allowing ride-hailing drivers, couriers and online shoppers and sellers to buy protection that cost as little as a few U.S. cents.

September 8
Telematics

UBI insurtech Metromile partners with Ford

Those who choose to sign on get full access to Metromile's suite of products.

By Nathan Golia
Editor-in-Chief

September 3

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.