InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Insurtech

Accident insurtech Buddy expanding nationwide with Berkley

Berkley Accident and Health now underwriting policies in 23 states with the rest in review for launch.

By Nathan Golia
Editor-in-Chief

June 16
Agents

AF Group taps insurtech partner Talage for agent digital transformation

Platform co-developed by carrier and tech company aims to help rebuild small-business books.

By Nathan Golia
Editor-in-Chief

June 16
Start-up funding

Nationwide joins Series B funding round for commercial insurtech Planck

Led by Team8 Capital, the round includes three other existing investors, as well as Nationwide and Hannover Digital

By Nathan Golia
Editor-in-Chief

June 10
Start-up funding

Lemonade files IPO

It plans to list on the New York Stock Exchange under the symbol LMND.

June 9
Homeowners insurance

Root launches home insurance

Insurtech also offers usage-based auto coverage and renter’s insurance.

By Nathan Golia
Editor-in-Chief

June 4
M&A

Home insurtech Hippo acquires Spinnaker Insurance

Companies have been working together for several years.

By Nathan Golia
Editor-in-Chief

June 3
Auto insurance

Trov expands to Brazil

With a new partnership, Seguros Sura Brazil will offer on-demand insurance products covering personal valuables.

By Nicquana Howard-Walls
Associate Editor

May 28

Resources

he latest Accounting Today research and discussion:

Insurtech
Other Other 'Meet the Insurtech Leader' application form
Artificial Intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial Intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.