InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Cloud computing

RLI CIO Bryan Fowler on insurtech, cloud

Specialty insurance company's tech leader says managing technical debt is a challenge for carriers navigating a changing world.

By Matthew Josefowicz

February 25
InsureThink What insurers can learn from Woz

The Apple co-founder has kept a sunny disposition about change over a 40-year career.

February 22

Nathan Golia

Digital Insurance
Flood insurance

Insurtechs Neptune, Hippo partner to increase flood coverage

Neptune's API will be incorporated into Hippo's distribution process with the goal of getting customers more affordable flood insurance.

By Nicquana Howard-Walls
Associate Editor

February 22
Start-up funding

Allianz's insurtech VC fund to exceed $1 billion

Allianz X was launched in 2016 with a 430 million-euro checkbook and has done about 15 deals,

February 21
Start-up funding

Nassau Re launches insurtech incubator in Hartford

New program follows successful Hartford Insurtech Hub as traditional insurance 'capital' repositions.

By Nicquana Howard-Walls
Associate Editor

February 21
Analytics

New insurtech Avinew tackles high insurance rates for driverless cars

Founder believes by leveraging data new company can provide better rates than most legacy carriers on emerging vehicle type.

February 20
Start-up funding

Top 10 insurtech funding rounds of Jan. and Feb. 2019

Health insurtechs continue to draw a lot of attention from investors.

By Nathan Golia
Editor-in-Chief

February 20

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.