InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Digital distribution

Pet coverage shows reinsurer way to grow

Munich Re's investment in insurtech Bought By Many indicative of strategic direction.

August 14
Health insurance

Aviva to support five insurtechs in new incubator program

Insurer has partnered with Founders Factory, a London-based accelerator, to develop five health startups each year.

By Danni Santana
Associate Editor

July 28
Fintech

Aquiline Capital invests nearly $200 million in fintechs, leaning toward insurance

Company's Technology Growth Fund has invested in at least two insurtechs.

By Gabriel Hauari

July 27
Claims

Metromile launches AI claims platform

The new system is powered by "AVA," a smart assistant leveraging telematics data to replicate accident scenes in seconds.

By Danni Santana
Associate Editor

July 25
Claims

Insurtech investment nears $1 billion in Q2

Total funding activity is up compared to Q1 2017 and from the same time last year.

By Nathan Golia
Editor-in-Chief

July 24
Artificial intelligence

Arch Insurance signs on to sponsor Plug & Play Insurtech

New Jersey insurer becomes the organization's 50th industry sponsor in hopes of forging new relationships with up-and-coming startups.

By Gabriel Hauari

July 24
Analytics

Insurers plan to spend more on analytics, BI

The continued emergence of AI, big data platforms and IoT suggests carriers must deploy newer skills to keep up, SMA finds.

By Danni Santana
Associate Editor

July 21

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.