InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

InsureThink 5 tech trends transforming the insurance industry

Digital transformation is streamlining operations and enhancing customer experiences.

July 24

Abhishek Peter

FECUND Software Services.
InsureThink AI solutions to life insurance underwriting challenges

Six challenges life insurance underwriters face and how AI can help to address them.

July 23

Amit Arora

Reinsurance Group of America
Artificial intelligence

Manulife's chief AI officer on responsible AI, part two

Part two of a conversation with Jodie Wallis, the first global chief AI officer for Manulife.

By Kaitlyn Mattson
Managing Editor

July 22
Life insurance

Why life insurance transactions are tough to digitize

Complexity of coverage and management of issues unique to the coverage mean professional human intervention will still be necessary, industry experts say.

By Michael Shashoua
Senior Editor

July 21
Agents

How MSI uses MGA structure for risk and data advantages

Amy Carlisle, president of MSI, spoke with Digital Insurance about how the MGA has expanded in recent years through partnerships, insuring higher risks and getting high quality data.

By Michael Shashoua
Senior Editor

July 16
InsureThink How behavioral science is transforming life insurance underwriting

Behavioral economics is gaining traction in insurance underwriting.

July 16

David Peters

Bestow
Agents

Meet the insurtech: Onyx Platform

Allison Arzeno, co-founder and CEO of Onyx Platform shared the origin story and what pain points the tech is working to solve.

By Kaitlyn Mattson
Managing Editor

July 15

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.