InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

InsureThink Why managing process change is more important than new technology

New systems will help but insurers first need to organize institutional knowledge and review processes.

July 20

Hadas Tobolski

Sapiens International
Artificial Intelligence

How to avoid the biggest mistake insurers are making with AI

Chubb, WTW and Westfield executives emphasize the importance of testing systems and validating information.

By Michael Shashoua
Senior Editor

July 20
Telematics

Why California's telematics bill leaves insurers guessing on AI

AB 311 would give auto insurers more tools to evaluate risks to cover, but critics say it's unclear on how AI can be used.

By Michael Shashoua
Senior Editor

July 17
InsureThink How the rise of AI is forcing a build-or-buy rethink

Teams should revisit sourcing decisions continuously, rather than treat them as fixed multi-year commitments.

July 16

Chinmoy Bhatiya

Capco
InsureThink Why AI changes the rules of corporate liability

A dangerous assumption persists that existing commercial insurance portfolios will naturally absorb any liabilities arising from algorithmic failures.

July 16

Kyle Jeziorski

Founder Shield
Career moves

Duck Creek acquires Send for AI underwriting

Duck Creek acquires Send to bring on agentic AI capabilities. Plus, Root and Jerry partner on embedded car insurance and more news.

By Kaitlyn Mattson
Managing Editor

July 14
Agents

Agents want AI, but face policy and training hurdles

Many insurance agents are planning to increase their use of AI but many aren't using it yet, according to the Association for Independent Insurance Agents Agents Council for Technology tech trends report.

By Kaitlyn Mattson
Managing Editor

July 14

Resources

he latest Accounting Today research and discussion:

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.