InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Life insurance tech

Examining AI's impact on life and health insurance

AI's ability to synthesize large amounts of data is providing key insights for diagnosing cancer and other health-related issues.

By Patricia L. Harman
Editor-in-Chief

April 27
InsureThink Developing strategies to bridge commercial & personal cyber risks

The crossover between personal and commercial cyber exposures requires a more comprehensive solution for policyholders.

April 27

Matt Cullina

TransUnion
InsureThink Generative AI and evolving threats are reshaping the insurance industry

AI can revolutionize insurance and change how companies identify and prevent cyber risks.

April 25

Rajat Dubey

Allianz Commercial
InsureThink Deploying AI with customer experience in mind

Customer expectations continue to evolve, and technology-based strategies must focus on their needs and preferences.

April 24

Angela Abbott

InvoiceCloud
Climate change

Reporter's notebook: Emerging climate technologies in insurance

NASA, Munich Re, The Institutes and others share insights on tech like Earth Observation and Gen AI at ClimateTech Connect 2025.

By Grace Crane
Reporter

April 23
InsureThink Utilizing AI to mitigate the impact of catastrophic claims

Catastrophes significantly increase claim volume and severity, resulting in extended claims cycles and frustrated policyholders.

April 23

Jeremy Jawish

Shift Technology
Telematics

How effective is UBI in reducing distracted driving?

Data from AAA and insights from Driver Technologies onhow UBI, telematics and additional types of technology decrease risky driving behaviors.

By Grace Crane
Reporter

April 21

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.