InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Risk

Trends to watch: New and emerging risks

Digital Insurance reached out to insurance professionals about new and emerging risks.

January 4
Auto insurance

AAA partners with Spot Pet Insurance; Arch and Upfort team up: Insurtech news

Also, rising claims and risky driving create an uncertain road for auto insurers.

January 4
Life insurance

Trends to watch: Life insurance tech

Digital Insurance reached out to insurance professionals about what to expect with life insurance technology.

January 3
Artificial intelligence

Forrester analyst says insurers should wait for Gen AI competition to play out

Insurers' Gen AI adoption may not happen as fast as many think, Forrester analyst Indranil Bandyopadhyay says.

By Michael Shashoua
Senior Editor

January 3
Insurance

Top insurtech funding rounds, December 2023

There were about 20 funding events in the insurtech sector in December, according to a review by Digital Insurance.

January 2
Embedded insurance

How embedded micro insurance can help close the coverage gap

A partnership between life insurer and fintech have introduced an embedded micro life insurance product for underinsured individuals.

By Grace Crane
Reporter

January 2
InsureThink Why development, security & operations will be the next cybersecurity priority

DevSecOps allows organizations to proactively address cyber threats.

December 29

Phil Calvin

Delinea

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.