California accounts for 2 million of the 4.5 million U.S. households at high or extreme risk from wildfire, according to the 2013 Verisk Wildfire Risk Analysis.
Using data from FireLine, powered by AER technology, Verisk’s wildfire risk management tool for insurers to assess wildfire risk at the address level, Verisk Insurance Solutions identified the number and percentage of properties at risk from wildfire in 10 states. The analysis includes advanced satellite data processing to determine the impact of fuel, slope and firefighter access, which contribute to wildfire risk.
"Despite the fact that the number of acres burned in 2013 is lower than the past several years, our study shows insurer risk from wildfire is still significant," said Neil Spector, president of Verisk Underwriting.
Below are the number and percentage of household at high or extreme wildfire risk in each state.
Number of households at high or extreme risk from wildfire:
California 1,989,100
Texas 1,299,800
Colorado 373,600
Washington 163,400
Idaho 160,800
Oregon 159,800
Arizona 159,100
Utah 125,500
New Mexico 122,600
Nevada 59,100
Percentage of households at high or extreme risk from wildfire:
Idaho 24.1
Colorado 16.9
California 14,5
New Mexico 13.6
Texas 13
Utah 12.8
Oregon 9.5
Washington 5.7
Arizona 5.6
Nevada 5.1
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