California accounts for 2 million of the 4.5 million U.S. households at high or extreme risk from wildfire, according to the 2013 Verisk Wildfire Risk Analysis.

Using data from FireLine, powered by AER technology, Verisk’s wildfire risk management tool for insurers to assess wildfire risk at the address level, Verisk Insurance Solutions identified the number and percentage of properties at risk from wildfire in 10 states. The analysis includes advanced satellite data processing to determine the impact of fuel, slope and firefighter access, which contribute to wildfire risk.

"Despite the fact that the number of acres burned in 2013 is lower than the past several years, our study shows insurer risk from wildfire is still significant," said Neil Spector, president of Verisk Underwriting.

Below are the number and percentage of household at high or extreme wildfire risk in each state.

Number of households at high or extreme risk from wildfire:

California – 1,989,100

Texas – 1,299,800

Colorado – 373,600

Washington – 163,400

Idaho – 160,800

Oregon – 159,800

Arizona – 159,100

Utah – 125,500

New Mexico – 122,600

Nevada – 59,100

Percentage of households at high or extreme risk from wildfire:

Idaho – 24.1

Colorado – 16.9

California – 14,5

New Mexico – 13.6

Texas – 13

Utah – 12.8

Oregon – 9.5

Washington – 5.7

Arizona – 5.6

Nevada – 5.1

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