The City of Brotherly Love could also be called the “City of Bent Fenders,” based on information garnered from the 2009 “America's Best Drivers” report.

Issued by Northbrook, Ill.-based Allstate Insurance Co., the report sought to identify which cities have the safest drivers, the report ranks America's 200 largest cities in terms of car collision frequency, according to Allstate data.

Of cities with more than a million residents, Philadelphia finished last with motorists averaging a scant 6.4 years between collisions, 57% higher than the national average. Phoenix fared the best of large cities, with an average of 9.2 years between accident claims, only 8.8% above the national average.

Of all cities in the survey, Sioux Falls, S.D. was the safest, with drivers averaging 13.5 years between collisions.            

Writing about 11.3% of total U.S. auto policies, Allstate says the report offers a realistic indication of what's happening on America's roadways. When compiling the report, Allstate actuaries conducted an in-depth analysis of company claim data in order to ensure the findings would not be impacted by external influences such as weather or road construction.

"Human error is the biggest cause of accidents,” says Mike Roche, SVP, Allstate's Claim Organization. It is vital for us to educate drivers across the country on the importance of being tolerant and attentive behind the wheel."

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