Treasury Secretary Timothy Geithner told a congressional panel yesterday that as the U.S. economy continues to struggle against "headwinds," the government must be prepared to respond to more unexpected crises, leaving open the possibility that insurers receiving Troubled Asset Relief Program funding may not be expected to repay their entire debt.

Testifying before a congressional panel that oversees TARP, Geithner cautioned against becoming too optimistic about a rebound.

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