Allstate has updated its True Term life insurance product in an attempt to provide more customization and flexibility for customers.

True Term life insurance is now designed to enable customers to choose any coverage period from 10 to 30 years. In addition, you can choose up to five optional "layers" of protection. The purpose of the layers is to provide opportunities to expand coverage while customers feel they are most likely to need it, and decrease coverage during periods when customers feel they have less need for life insurance.

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