Health insurers may be interested to learn that their customers are actually spending far more on their own health care costs than the government traditionally reports.

A newly released Deloitte report, "The Hidden Costs of U.S. Health Care for Consumers: A Comprehensive Analysis," reveals that consumers are spending $363 billion, or 14.7% more, on health care than what is reported in official government accounts, i.e. doctors, prescriptions, hospitals and health insurance coverage.

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