Insurers are turning introspective. They lived a charmed life when healthy investment returns covered for a lack of efficiency within their operations. Now, they have shifted their focus from asset management back to insurance basics.A new survey performed by the global insurance services practice of New York City-based Deloitte notes that insurers have shifted their focus after a protracted period of low interest rates and volatility in the equity markets.

Deloitte's survey found 79% of senior insurance executives believe the industry is overly dependent on healthy investment returns. At the same time, 86% believe improving their core operations is the best route to bolster profitability.

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