Washington — Facing financial struggles, many Americans are considering making changes to their insurance policies, according to a new national survey of homeowners by the Washington-based Independent Insurance Agents & Brokers of America.

For the survey, respondents were asked if they had made or were considering making changes to their auto, home, life or health insurance policies. The study found that the country’s current economic situation was the most prominent factor for households that had either made changes or were considering making changes. Almost 24% of those surveyed, representing about 39 million homeowners, say they have made changes to their insurance coverage because of the troubled economy.

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