ISO has released an online insurance portal designed to deliver the loss costs and rating factors underwriters and actuaries need in the non-admitted market. The ISO portal provides the foundation for a more technical approach to underwriting and rating, said ISO, a member of the Verisk Insurance Solutions group at Verisk Analytics.
The portal was developed to deliver loss costs and benchmarking information in an online delivery system for the non-admitted market and offers several different views of loss costs and rating factors, including a heat map that offers a graphical representation of loss costs on a map of the United States. For a set of selected criteria, the heat map offers statewide and national averages and the ability to drill down to territorial detail.
The class view offers a tabular presentation of the loss costs for an individual class, ISO said. This table also provides a link to the associated circular with detailed actuarial support for the loss costs. Underwriters can export results to an Excel spreadsheet. The state view offers a tabular presentation of all of the classes in a selected state, with the circular links and export features included.
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