The insurance industry is working harder to incorporate Silicon Valley-style innovation into its enterprises, and John Hancock has made some bold moves in that direction this year.

A few months after launching a Valley-style innovation lab, the Lab of Forward Thinking (LOFT), the life insurer has partnered that lab with MassChallenge, a startup accelerator; and the Startup Institute, described as "a skills and culture 'boot camp' for individuals entering startups and high-growth companies." The Lab will share "resources for creativity and innovation" with MassChallenge, and work with Startup Institute to help train and place the program's graduates.

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