Long-term care liability loss rates and claim severity are now at an eight-year high and could grow steadily into next year, according to Aon Global Risk Consulting’s “2012 Long-term care General Liability and Professional Liability Actuarial Analysis,” which was created in partnership with the American Health Care Association.

According to the analysis, the annual loss rate (liability costs relative to occupied long-term care beds) has grown to a projected $1,480 in 2012 from $1,040 in 2005. It is expected to increase to $1,540 in 2013, according to the report, which is based on 19,500 individual claims from long-term care facilities.

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