To help employers forecast potential penalties resulting from the Patient Protection and Affordable Care Act (PPACA) as well as make proactive changes to their benefits lineup prior to 2014, the New Jersey Hospital Association has launched the Reform Insurance Penalty Estimator (RIPE).
Included in the provisions of the recently upheld PPACA is the responsibility of large employers to not only offer affordable healthcare insurance but also meet minimum essential coverage requirements or be subject to a penalty.
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