The last few years have presented no shortage of challenges for life insurers. While investment portfolios decimated in the financial crisis have begun to recover, the year ahead is sure to bring new hurdles. 

One of the highest will be how the industry deals with the new influx of business expected due to the re-imposition of the estate tax. After a year’s hiatus, a levy of up to 55% on estates valued at more than $1 million will go into effect as of Jan. 1, 2011.

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