Underwriting

New research from INTX and RSM reveals how legacy insurance systems can cost insurance organizations up to $5 million annually in hidden operational costs.

AI cannot replace the seasoned judgement of an experienced underwriter.

With insurance sector AI solutions, explainability has become a roadblock to broader AI adoption. But that barrier is breaking.

The new definition of stability means underwriting is more precise, documentation-driven, and less forgiving.

MGAs are looking for ways to verify risk data for underwriting, according to Lisa Rowe, an underwriting executive at Specialty MGA.

State Farm Mutual Automobile Insurance Co. will pay a $5 billion cash dividend to its auto-insurance customers.

Errors, bias and fraud are being magnified by AI.

AXIAN Group, a pan-African conglomerate spanning telecommunications, energy, real estate, fintech and financial services, is expanding into insurance underwriting.

AI is transforming underwriting and helping to automate different aspects while improving the customer and agent experience.

Used correctly, AI can help insurers move faster, identify risk more accurately, and reduce costs without replacing human expertise.

The next evolution of AI in insurance involves capturing and amplifying the human behavioral intelligence that differentiates between good and great risk assessment.

Experts suggest the life insurance industry is evolving as the industry deploys tech and data analytics.

2025 Women in Insurance Leadership: NEXT honoree, Waika Embry is southeastern regional vice president on Arch Insurance Group's excess and surplus property underwriting team.

Artificial intelligence is permeating the insurance ecosystem from different lines of coverage to jobs in carriers including sales, underwriting and claims.

Digital Insurance spoke with Ashok Krishnan, an innovation executive at AXA XL, about AI's impact in underwriting operations.

AI-powered risk assessment is helping insurers move from reactive to predictive.

The integration of AI into the workers' comp space begins by making it predictive, prescriptive and focusing on the use of Agentic AI.

Insights into agentic AI, underwriting trends, insurtech predictions, and more from sessions held at InsurTech Connect 2025 Las Vegas.

AI delivers value by parsing more information from broker submissions and gathering more data points.