Mortgages

Special purpose credit programs, down payment assistance and potential mortgage insurance premium cuts came into focus over the past year.

The tool, which includes overlays for industry metrics like delinquencies, could be helpful to policymakers trying to size up the cost of natural disasters affecting properties.

The change, effective Dec. 21, is being put into place two years after it was first proposed.

The new product will be based on a recent revision to the Department of Veterans Affairs' handbook for lenders, according to the company.

Plans rolled out by a United Wholesale Mortgage and by Fannie Mae and Freddie Mac could cut costs, but the American Land Title Association warns that the tradeoff is less protection from certain risks.

Wind and storm surge damage to residential and commercial properties could reach $47 billion, according to a CoreLogic analysis.

A piece of legislation cleared the House this week that would allow for so-called "desktop appraisals" on properties financed by government-backed veteran loans.

Consumer use rates may be low in part because they prefer to stick to one method of submitting information needed to apply for a mortgage.

D2C policy acquisition and servicing aren’t as hard as they might look.