Risk

Allstate, Chubb Group of Insurance Companies, The Hartford and Travelers reported an aggregate combined ratio of 79 percent for full-year 2013, according to Fitch Ratings' latest report.

The Fed is working on how to tailor capital and liquidity rules to insurance firms, says Fed Gov. Daniel Tarullo.

Only 19 percent of enrollees chose the coverage with the cheapest premiums, and mid-level silver plans drew 62 percent.

MetLife is counting on expansion in markets from Chile to South Korea to help meet CEO's 2016 goal of achieving return on equity of 12 percent to 14 percent.

At $40 billion, insured losses were well below the 10-year average of $60 billion.

Thirteen percent of insurers say enterprisewide data management is a significant strength, and 19 percent are confident in their company's multi-asset risk tools, according to a report from State Street.

Insurers are ready to design digital solutions that change the industry into a continuous, predictive, risk management service.

Oklahoma and Texas led in insured CAT loss payouts; overall, insured CAT losses declined compared to 2012.

A survey of financial services executives finds companies investing in technology, people and processes, yet readiness levels are low and stress levels are high.

Insurance CEOs are overwhelmingly optimistic about growth and hiring, but more than half are concerned about their ability to manage technological change and new market entrants, according to survey.

Mark Bertolini tells investors health plans allowed to continue in 2014 though they don’t comply with new Obamacare rules may be extended for as long as three years.

Health plans offered through government-run insurance exchanges may be required to cover 30 percent of "essential community providers" in each county in 2015, an increase from 20 percent this year.

A slew of new products and data sources emphasize the speed with which the insurance industry is changing, which could threaten “fast followers,” according to Strategy Meets Action.

Predictive modeling is recognized as a transformative ability, but one that must be tempered by maturity, patience and understanding, says the insurer’s chief enterprise business analytics scientist.

Combined ratios fall; increased scrutiny, regulatory changes and political uncertainty rank among top concerns.

‘DriveAbility 2.0 Score’ to offer version equipped with GPS.

Reforms, supported by Obama administration, would increase premiums.

HB 2662, introduced for the 2014 legislative session, would authorize insurers to conduct all transactions with policyholders over the Internet.

IT infrastructure managers must simultaneously capture the next rounds of efficiencies, accelerate the transition to next-generation infrastructure, reduce risks, and improve organizational execution.

Application helps U.S. P&C insurers model their business, enabling improved management of risk and capital, company says.