Technology News from Digital Insurance

The insurance industry doesn't have an AI adoption problem—it has a structural design problem.

Automation will change underwriting, but judgment, context, and accountability still belong to people.

Nationwide and Whisker Labs share insights related to their partnership and the Ting sensor, which uses artificial intelligence to warn policyholders about potentially catastrophic events.

California Assembly advances mortgage protections for wildfire survivors, while agency considers advocates' role in rate increase processes. Meanwhile, state regulators are looking at how insurers use AI, and a look at regulatory budgets reveals which states are doing more with less.

Insurance tech and legal executives emphasize checking data, and working to build confidence and trust.

It is not just about modernizing systems, but about standardizing how transactions are processed and how data is exchanged across the ecosystem.

Carriers gain ground when treating personalization as a structural shift instead of a simple feature enhancement.

As insurers modernize their products and operations, delivery capability is becoming a key differentiator.

AI is making fraud more sophisticated and harder to detect.

Experts on insurance information and actuarial modeling say AV risk assessments have to be made with incomplete data, making it more difficult to price coverage accurately.

While the specific impacts are still being determined, professional liability insurers that cover CPA firms increasingly are coming to a consensus that AI is a source of risk that must be controlled by strong governance.

Nationwide names new cyber lead and IBHS expands wildfire prepared program, plus more insurtech news.

Is technology advancing faster than data centers can be built? Should a server farm have its own nuclear power supply? Questions like these create unique insurance scenarios, say executives from Willis and Novidea.

The majority of cyber claims are most related to data breaches, cybercrime and extortion events, according to the 2026 Claims Report from Cowbell.

Artificial intelligence can mine a book of business for new opportunities, present information more clearly to customers, and improve regulatory compliance, according to experts from LPL Financial, Prudential and SBLI.

Industry research from Digital Insurance finds that 52% of insurance professionals believe a cyberattack will probably occur in the near future, and this fear is a factor in their AI plans.

PwC's April 2026 survey reveals executives' investment priorities for 2026.

Underwriting, risk models and policyholder support must evolve to reflect how identity data is used in modern fraud.

John Chu, CEO and founder of Bamboo Insurance, discussed the company's growth and planned expansion, and how that is supported by artificial intelligence.

Hippo deploys AI claims system and Liberty Mutual Insurance restructures leadership, plus more insurtech news.