Insurance

Many insurance agents are planning to increase their use of AI but many aren't using it yet, according to the Association for Independent Insurance Agents Agents Council for Technology tech trends report.

More than half of the participants in the global insurer's incubator program are AI focused or using AI in some way for their functions.

While total real premium growth will likely drop in 2026, rapid investment of AI data centers is offsetting shocks from supply-chain disruptions.

Rema Matevosyan, the company's co-founder, spoke with Digital Insurance about providing higher-resolution property images at scale.

If the first half of the year was defined by a race to bring AI-powered products to market, the second half will be defined by commercial discipline and pricing realities, write Michael Nadel and Andrew Larsen of Simon-Kucher.

AI is helping insurers navigate climate changes by taking nuances into consideration and making sense of updated weather data.

The path forward is to assess risk one property at a time, in close to real time, using AI.

To get the best results from AI, insurance companies must first address the structural problems that create friction within their processes, writes Earl Shaw, CIO of Renaissance.

New Zealand's flood-prone homes are outperforming the rest of the country's housing market

The insurers of the Nord Stream pipelines don't have to pay €580 million ($662 million) after a judge ruled that the sabotage of the pipes bringing Russian gas into Europe was the consequence of the war in Ukraine.

AI is reshaping the workforce, but not in the ways people expected; recent data shows that the companies investing the most in AI are actually increasing their headcount, including among junior staff.

Genuine readiness in 2026 requires documented third-party access audits across broker and TPA relationships plus evidence that controls were verifiably in force.

The U.K.'s flood insurer of last resort is unfairly favoring wealthier households and will be reformed to reduce the burden of multimillion-pound payouts, the government said.

Increasingly powerful weather trends are lowering the lifespan of roofs in the hardest-hit states, according to AI analysis by Nearmap.

Advancements in estimating tools are helping insurers deliver faster and seamless digital claims, writes Marc Rothchild, EVP and head of claims at Xceedance.

Insurers will start relying on more advanced approaches to evaluating cyber risk, including continuous cyber risk monitoring.

Even if subsidized NFIP coverage ends, the technology can find more places where less risk makes insurance feasible, according to insurance and risk platform executives from Aon, Previsico and Lilypad Insurance.

This year's 83% adoption rate is up from last year, but trails 2023's high of 92%.

Junior underwriters can gain support for their work from AI, and data handling to support underwriting improves, said insurance risk management experts from Cytora, Scor and AXA XL.

AI-powered platforms have collapsed the production timeline for a professional TV commercial from weeks to hours. But the agents who are getting real value out of TV advertising right now aren't just putting campaigns out. They're building frameworks for reading what comes back.