InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Telematics

Roundup: GM outlines revenue plan including OnStar Insurance growth; Travelers releases paper on autonomous vehicle insurance

In other news: Allstate closes $400M sale of New York life, annuity business; USAA partners with Blink by Chubb; Zurich North America implements Chisel AI.

By Kaitlyn Mattson
Managing Editor

October 8
Insurtech

Neptune acquires Jumpstart; combined company looks toward parametric

Flood insurtech Neptune Flood has acquired Jumpstart, another insurtech that offers a parametric product for earthquake response.

By Nathan Golia
Editor-in-Chief

October 7
SaaS

MassMutual spins out Haven Life’s tech as new insurtech

Haven Technologies will make the platform behind MassMutal’s Haven Life available as a software-as-a-service insurtech.

By Kaitlyn Mattson
Managing Editor

October 5
Customer Engagement

Half of insurance customers are willing to consider insurtechs

Insurtechs have secured more access to capital in the last few years and by the end of 2020 the total market cap of listed insurtechs surpassed $22 billion, according to the World Insurtech Report 2021.

By Kaitlyn Mattson
Managing Editor

September 23
M&A

Roundup: Farmers announces new chief people, diversity officer; Lemonade launches new pet insurance package

In other news: Hippo launches Builders Program; handdii wins the 2021 ACORD Insurtech Innovation Challenge New York; Blockchain-backed title insurance launches in five states.

By Kaitlyn Mattson
Managing Editor

September 20
Telematics

Roundup: Ford teams up with LexisNexis; J.P. Morgan to acquire majority in Volkswagen payment business

In other news: Ethos adds board members, new executives; One Inc partners with Mastercard on insurance payments; and Notion, a Comcast company, works with Honey Insurance in Australia.

By Kaitlyn Mattson
Managing Editor

September 13
Amazon

How Amazon's small business insurance accelerator works

Amazon will require third-party sellers to secure product liability coverage after reaching $10,000 in sales in one month on Amazon.

By Nicquana Howard-Walls
Associate Editor

September 9

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.