InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Telematics

Root thinks UBI can wean auto insurers off credit scores

Insurtech says it hopes to get credit scores out of the underwriting process by 2025.

By Nathan Golia
Editor-in-Chief

August 11
Big data

The Hartford picks Carpe Data, Coverwallet launches startup coverage: Roundup

Also: Clyde kicks off with Asurion, One Inc makes acquisition

By Nicquana Howard-Walls
Associate Editor

August 10
Nationwide

Nationwide partners with insurtech for video telematics

Samsara provides inward- and outward-facing dash cams that provide truck drivers with in-cab feedback on their driving.

By Nathan Golia
Editor-in-Chief

August 6
Start-up funding

Insurtech Buckle announces new funding, possibly looking toward acquisition

Atlas Financial reported that it had filed a Letter of Intent for the insurtech to acquire two of its units.

By Nathan Golia
Editor-in-Chief

August 4
Start-up funding

Big week for insurtech funding: Roundup

Investment in a range of insurtechs, and a new collaboration for hurricane season from Aon.

By Nicquana Howard-Walls
Associate Editor

July 30
Telematics

Just Auto bets on telematics tech from Smartcar for launch

Company also is expanding reach beyond best drivers in order to draw more into UBI.

By Peggy Bresnick
Contributing writer

July 30
Start-up funding

Insurtech funding rebounds, for later-stage players

Deal volume was down as bigger sums flowed to established players.

By Nathan Golia
Editor-in-Chief

July 28

Resources

he latest Accounting Today research and discussion:

Insurtech
Other Other 'Meet the Insurtech Leader' application form
Artificial Intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial Intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.