InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Data science

Meet the insurtech: Branch

Personal lines company aims to offer bundled home and auto quickly and easily via digital.

By Nathan Golia
Editor-in-Chief

September 30
InsureThink The startup metrics that matter for insurtech

Listening incorrectly to your metrics can sabotage your team in the growth stage.

September 27

Roland Chan

FindBob
Insurtech

Notebook: Chubb CDO on small commercial, how Hannover Re handles insurtech and more

Reporting on Marsh's new claims platform and Velocity Risk Underwriters' use of geospatial from day two of Insuretech Connect.

September 26
USAA

Notebook: USAA partners with Google; Farmers embraces VR and more

From Insuretech Connect in Las Vegas, dispatches on carriers' digitalization efforts.

By Nathan Golia
Editor-in-Chief

September 25
Big data

For insurers, operationalizing data activates innovation

It doesn't take a flashy application for digital data to revolutionalize insurance, panelists say.

By Nathan Golia
Editor-in-Chief

September 18
Start-up funding

Insurtech investment on a $6 billion pace

While the number of deals in total is falling, those that are inked are for more total dollars, says Hampleton Partners.

By Nathan Golia
Editor-in-Chief

September 12
Agriculture industry

Farm Bureau of Michigan selects insurtech for chatbot

Supportomate, which graduated a Lansing-area accelerator program, will power the initiative.

By Nicquana Howard-Walls
Associate Editor

August 30

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.