InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Start-up funding

Top 5 P&C insurtech funding rounds of Q2 2019

Lemonade banked $300 million in the quarter, far outpacing the field.

July 16
MetLife

MetLife prepares for second insurtech incubator in N.C.

Nine startups have been selected for a 13-week program that the life insurance giant offers in partnership with Techstars.

By Nathan Golia
Editor-in-Chief

July 15
Driverless

Meet the insurtech: Avinew

Why founder — and insurance and VC veteran — Dan Peate thinks the time is right for insurtech to tackle autonomous driving.

By Nathan Golia
Editor-in-Chief

July 9
InsureThink Forming effective partnerships in the second wave of insurtech

While the first wave of disruption was about thumbing noses at big institutions, the second wave has been about complementing the offers of carriers and other fintechs.

July 8

Martijn Moerbeek

Legal & General
Insurtech

Minnesota insurance accelerator announced five-insurtech cohort

The inaugural version of OnRamp's accelerator by gener8tor features assistance from Allianz Life and Securian Life.

By Nathan Golia
Editor-in-Chief

June 25
InsureThink Why Hippo's quest to target insurance interactions should pay off

By redefining customer engagement through proactive risk mitigation, the home insurance insurtech’s leadership believes the industry is ready for a change.

June 18

Tom Super

J.D. Power & Associates
MetLife

Metlife’s fifth Ignition event features 16 insurtechs

Startups were invited to one-day event to sell carrier execs on the value of their offerings.

By Nicquana Howard-Walls
Associate Editor

June 11

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.