InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Start-up funding

Grange partners with Rev1 Ventures to connect with insurtechs

The G-Force Innovations collaborative will identify and develop emerging digital insurance capabilities and companies.

By Nathan Golia
Editor-in-Chief

April 9
Insurtech

RGAX announces finalists in insurtech competition

Five startups will move on to final stage in Paris April 25.

By Nicquana Howard-Walls
Associate Editor

April 5
Life insurance

Meet the insurtech: Breathe Life

Company offers white-label products to help life and health insurers expand their market.

By Nicquana Howard-Walls
Associate Editor

March 19
APIs

Trov's API powers ride-sharing app insurance experience

Free2Move will use Trov’s Vehicle Activity API to adjust insurance premiums based on data received in real-time from all of its connected cars, based on each vehicle’s current risk state.

By Nathan Golia
Editor-in-Chief

March 18
Insurtech

Hannover Re launches insurtech network for clients

The hr | equarium connects the reinsurer's insurance clients with listing and rating of insurtechs.

By Nathan Golia
Editor-in-Chief

March 18
Customer experience

Zurich acquires technology company for auto warranties

Sea Pine Technology provides applications to help with vehicle protection and other financing products.

By Nicquana Howard-Walls
Associate Editor

February 26
Start-up funding

Insurtech investment reached four-year high in late 2018

The $1.6 billion figure from Q4 is the most since 2015's second quarter, which was the highest on record, according to CB Insights and Willis Towers Watson.

By Nathan Golia
Editor-in-Chief

February 26

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.