InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Digital distribution

Sure looks to complement insurers with advanced distribution

The insurtech, which got its start in travel insurance, isn't trying to take over underwriting from carriers, says CEO.

By Danni Santana
Associate Editor

May 25
Digital distribution

Distribution holds lead as biggest insurtech category

Two in five entrants are focused on making the insurance buying and selling process easier, according to Oliver Wyman.

By Nathan Golia
Editor-in-Chief

May 18
Fintech regulations

Munich Re suggests a 'regulatory sandbox' for insurance

Carrier's ideation analyst discusses proposal coming to vote before NAIC later this month.

By Danni Santana
Associate Editor

May 15
Customer experience

Nationwide executive shares insurance innovation roadmap

Jennifer Marshalek, SVP for the P&C carrier, provides tips for carriers to navigate the digital world.

By Danni Santana
Associate Editor

May 11
Start-up funding

Ping An Insurance taps Citigroup exec to lead VC unit

Jonathan Larsen joins the Chinese insurer after 18 years at the banking giant.

By Danni Santana
Associate Editor

May 8
Iot

Hippo targets techies with refined homeowners product

Insurtech offers IoT device with each new policy sold through its digital platform.

By Danni Santana
Associate Editor

May 4
Insurtech

Insurtech investment relatively slow to start 2017

The $283 million invested so far this year is down year-over-year as early-stage companies leverage their funding to deliver products.

By Nathan Golia
Editor-in-Chief

May 2

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.