InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

InsureThink Here's how human cognitive flaws contribute to data exposure

Human cognition isn't software; it's a complex, adaptive system influenced by fatigue, stress, routine and ingrained biases.

September 2

Erich Kron

KnowBe4
M&A

Secrets to successful insurtech collaborations

Blending companies requires combining work cultures, teams and technology, and identifying possible issues before they become problems.

By Patricia L. Harman
Editor-in-Chief

September 1
InsureThink Surprise! The best insurtechs are legacy companies

Real technology transformation focuses on outcomes that are measurable and matter to the customer.

August 28

Bill Martin

Plymouth Rock Home Assurance Corporation
Meet the insurtech

Insurtech profile highlights of 2025

Emerging technologies from our Meet the Insurtech series.

By Grace Crane
Reporter

August 28
InsureThink Bridging the gap between human expertise and AI

AI acts as a tool that facilitates and expedites the claims process, saving claim adjusters significant time to focus on higher-value tasks.

August 27

Peter Phillips

Cover Genius
Regulation and compliance

Agent lookup tool and federal reinsurance bill: Regulation news

Digital Insurance stories related to insurance regulation.

By Kaitlyn Mattson
Managing Editor

August 27
Artificial intelligence

Climate change and weather forecasting

Digital Insurance stories related to the impact of climate change and the use of tech in weather forecasting.

By Kaitlyn Mattson
Managing Editor

August 26

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.