InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Auto insurance

Data tech improvements could stem underwriting losses

Incomplete auto and property policy information contributed to a spike of losses in 2022

By Michael Shashoua
Senior Editor

April 11
Career moves

Markel COO, claims; Zurich NA chief underwriting officer: Career moves

MassMutual names John Rugel as head of operations and other news.

April 10
Telematics

Digital solutions reduce distracted driving

As distracted driving behaviors increase post-pandemic, insurers are implementing technologies to prevent accidents and auto claims.

By Grace Crane
Reporter

April 10
Apps

Carriers improve mobile claims experience, Keynova

GEICO scored first overall in the semi-annual Mobile Insurance Scorecard.

By Kaitlyn Mattson
Managing Editor

April 6
Artificial intelligence

Speed and data are insurers' keys to AI

Insurance carriers and their service providers focus on data gathering and processing as basis for AI operations

By Michael Shashoua
Senior Editor

April 6
Cyber security

Navy Mutual shares its digital transformation journey

Learning to adapt to new challenges, building the right team and creating a direct strategy and vision are critical to success.

By Grace Crane
Reporter

April 5
Venture funding

Top insurtech funding rounds, March 2023

There were more than 30 funding events in the insurtech sector.

By Kaitlyn Mattson
Managing Editor

April 5

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.