InsurTech

Insurtech News, Strategy & Innovation

Digital Insurance's Insurtech coverage examines digital innovation, startups, and technology modernization. Explore how they are reshaping insurance distribution, products, underwriting, claims, and carrier economics. Read the latest news and insights tailored for insurance professionals and tech leaders.

The Insurtech landscape continues to evolve as companies integrate digital capabilities while startups refine go-to-market strategies amid shifting investment patterns. AI's growing role in Insurance Technology is prompting practitioners to reassess risk, go-to-market economics, and client engagement frameworks.

Agents

MGAs need updates to avoid downgrades

Higher risks in catastrophe insurance tighten market that depends on alignment of multiple parties

By Michael Shashoua
Senior Editor

April 4
Startup

Spokk to insure gaming avatars

Ukrainian pet insurance start-up expanding its U.S. reach and product offerings

By Michael Shashoua
Senior Editor

April 4
Insurance

8 insurers make Forbes' 2023 America's Best Midsize Employers list

Forbes surveyed around 45,000 employees to determine the best midsize employers.

By Grace Crane
Reporter

April 4
Artificial intelligence

Will ChatGPT supercharge insurance AI adoption?

ChatGPT rocketed AI to prominence. But it's not quite a killer app for insurance, industry insiders say.

By Kaitlyn Mattson
Managing Editor

April 3
Artificial intelligence

ChatGPT: How can insurers use large language models?

Digital Insurance asked ChatGPT about its use cases in insurance.

By ChatGPT

April 3
Diversity and equality

Women leadership in insurance: How this CMO reached the C-suite

Anita Tulsiania, CMO at Carpe Data, shares her experience climbing the corporate ladder in the insurance industry.

By Deanna Cuadra
Senior Reporter

March 31
Climate change

Rainy weather spoil a vacation? You can now get your money back

Los Angeles-based Sensible Weather Co. is offering a supplemental insurance coverage that automatically sends you a refund if weather turns bad.

March 31

Resources

he latest Accounting Today research and discussion:

Artificial intelligence

Insurance

Insurtech
A day in the life of a chief AI officer

By Patricia L. Harman

March 25
Artificial intelligence

Insurtech

Customer experience
Legacy insurers are the leading insurtechs

By Patricia L. Harman

January 7
Artificial intelligence

Underwriting

Insurtech
The changing role of AI in Insurance

By Patricia L. Harman

October 15

InsurTech: Key Questions & Analysis

What are the biggest Insurtech trends for 2026?

Industry experts predict that Artificial Intelligence, embedded data models, and digital risk management tools will accelerate transformation across digital insurance. Companies may need to rethink legacy architecture across underwriting, pricing, and claims operations.

What are the key areas to consider if you are launching an insurtech today?

While insurtech startups can promise operational disruption, actual adoption also depends on deep industry understanding, meaningful product differentiation, integration across company platforms and operations, and patient capital aligned with longer sales cycles in insurance markets.

How does startup funding activity influence the insurtech industry?

Recent funding summaries show strong insurtech investment. Dozens of rounds across digital platforms and data-centric ventures look to indicate sustained investment despite normalization post-hype cycle.

Which insurtechs are gaining industry buzz?

Our Meet the Insurtech series showcases emerging ventures that demonstrate innovation in product design, distribution, or embedded technology. Read more to learn how new entrants tackle legacy constraints.

What are the top issues shaping carrier–insurtech partnerships?

Traditional carriers are changing how they evaluate insurtech solutions. They are no longer viewed as as standalone disruptors but as integrated components of digital strategy. This can require aligning with risk, compliance, and scalability criteria.

What operational hurdles do Insurtechs face inside established carriers?

Insurtechs face operational challenges that include integration with legacy systems, regulatory compliance hurdles, data integration, and the need to demonstrate quantifiable ROI remain chief obstacles to broad enterprise adoption.