After a multi-state investigation, Allstate Corp. said on Monday it will pay 45 states a $10 million settlement after a review by the National Association of Insurance Commissioners found it was inconsistent in the way it managed and used software to review bodily injury claims.

The 18-month probe, however, also found Allstate had not systemically underpaid claims, a finding that could have had much more serious implications had it been proven true.

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