As insurers evaluate their 2013 risk management programs, they are faced with a growing concern over the long-term effects of cybersecurity attacks.

This concern is shared by some legislators in Washington, however, in November, the Cybersecurity Act of 2012 (CSA) failed to pass the U.S. Senate. The vote was portrayed as Republican obstructionism, even though five Democrats voted against the bill and four Republicans voted for it, according to the online site The Foundry. Meanwhile, the President has vowed to issue an executive order to implement at least some of the elements of the bill.

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