New York - The Guardian Life Insurance Company of America introduced a debit card and Web tools as part of its FlexPlan Flexible Spending Account program, which enables clients to access and manage FSA accounts easily.Guardian's FlexPlan offers employees point of service access to money they set aside in their FSA, minimizing steps of substantiating claims with receipts and waiting for FSA reimbursements via mail. Clients can pay for co-payments, deductibles, prescriptions, eyeglasses and other eligible healthcare expenses with just one swipe of a Benny Pre-paid MasterCard card.

Prior to FSA debit card options, plan members paid for health care expenses out of pocket and after deductions were already made from the employee's paycheck to fund the FSA. Additional paperwork was required for employees to be reimbursed for expenses. This process often makes flexible spending accounts a valuable but, underused benefit.

"The Benny pre-paid MasterCard debit card is a fast and easy way for employees to access money they've set aside in their FSA," says Steve Toby, Director, Worksite Planning for Guardian. "Administering a Flexible Spending Account (FSA) has never been easier. The Benny pre-paid MasterCard debit card gives our brokers a competitive advantage and underscores our commitment to offer small and midsize businesses a growing range of value-added services to support our medical, dental, life, disability and vision products, all of which, excluding medical, are available on an a voluntary employee-pay-all basis."

In addition to the added convenience of FSA debit cards, plan holders and their members have real-time access to their plan and account information 24 hours a day online through

Source: The Guardian Life Insurance Co.


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