(Reuters) Thu May 19, 2011 1:10pm EDT - U.S. health insurers will have to justify big premium rate hikes under new rules issued by the U.S. Health and Human Service Department on Thursday.

Starting in September, insurers will have to publicly post proposed rate increases for the small group and individual markets. Any increase of 10% or more will have to undergo review by independent experts at the state or federal level, the agency said.

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