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The order alleges that the respondents were marketing and selling non-comprehensive health insurance products in Illinois without a license, with numerous consumer complaints having been received by the department. Similar actions have been brought against AIM Health Plans, Inc. and CEO Clubs in at least seven other states, according to the IDI.
On June 28, the IDI issued a Cease-and-Desist Order and Notice of Hearing against the respondents, and an administrative hearing was conducted on the allegations on Aug. 5, at which time the respondents failed to appear, says the department.
The department estimates that more than 500 policies may have been issued to Illinois residents by these respondents and reminds consumers to deal only with licensed insurers and agents. The department also advises consumers who purchased an unauthorized plan to cease making premium payments and to notify relevant bank and credit card companies to prevent additional premium withdrawals from occurring. Consumers should seek to replace coverage purchased through the unlicensed entities or agents as soon as possible, and all parties have the right to appeal the director’s order in this matter to the Illinois Circuit Courts, says the IDI.
