State Farm, Ford Partner on Telematics Offering

State Farm and Ford Motor Company have partnered to potentially reduce auto insurance costs by as much as 40 percent.

Through State Farm’s Drive Safe & Save insurance discount program, Ford vehicles equipped with Ford SYNC would automatically report their mileage to State Farm via the Vehicle Health Report, a standard feature of SYNC, which has been available since the 2009 model year. The amount of savings would be determined by the number of miles driven.

"SYNC Vehicle Health Report is free for the life of the vehicle, so our customers can qualify for insurance discounts without having to pay a monthly subscription," said Doug VanDagens, Ford Connected Services global director.

Enrollees initially save about 5 percent, but the premium savings would then be determined at each renewal date based on the actual number of miles driven. Low-mileage drivers could save as much as 40 percent; those driving 1,000 miles per month typically would save 10 percent. The program will first be available in Utah before being introduced in other states.

Ford SYNC is an on-board car connectivity system offering voice command and control to mobile devices, emergency calling features and Vehicle Health Report, a standard feature that allows owners to request a diagnostic report about their vehicle's performance and maintenance needs. It also pulls the odometer readings directly from the engine computer.

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