Much like their U.S. counterparts, European insurers are facing an extended period of flat premium growth.

A new report from Celent, “Tomorrow’s Leading European General Insurer: Four Elements for a Winning Strategy” notes that this slump is engendering three trends. One is that insurers are trying to become more cost-efficient. A second trend is capturing competitive advantage either through consolidation or organic growth. Lastly insurers are trying to capture more customer value by leveraging existing data.

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